Cole Phillips

NMLS # 2304798

864-915-9603

colephillips@dhlmortgage.com

Cole Phillips Mortgage Loan Originator

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Questions to Ask Your Mortgage Lender

Questions to Ask Your Mortgage Lender

Buying a home or refinancing usually involves taking out the biggest loan of your life. It's important to make sure you understand everything that goes into that mortgage and what will be required of you as a borrower. Here are the most essential question

Feb 10, 2022 | Mortgage Conventional Loans

5 Reasons You Might Want a Non-Conforming Mortgage Loan

5 Reasons You Might Want a Non-Conforming Mortgage Loan

When you apply for a home mortgage, lenders will check your credit score, income, assets, and debt. All of this will get factored into an algorithm to figure out if you are credit-worthy enough to be granted a loan. Most of the standards used by lenders a

Feb 02, 2022 | Purchasing a Home

Creative Ways to Avoid Paying Closing Costs

Creative Ways to Avoid Paying Closing Costs

You finally saved up enough for a down payment and you can almost taste being a homeowner, but then you hear about closing costs. Coming up with a few extra thousand dollars sounds impossible. Before you give up on the dream of buying a home, here are a f

Jan 26, 2022 | Purchasing a Home

5 Questions to Ask Yourself Before Applying for a Mortgage

5 Questions to Ask Yourself Before Applying for a Mortgage

If you are hoping to buy a home in this climate, your first move should be to get a pre-approval letter from a mortgage lender. No buyer will take your offer seriously without accompanying proof of mortgage backing. Here are five questions to ask yourself

Jan 24, 2022 |

7 Tips for Second-Time Home Buyers

7 Tips for Second-Time Home Buyers

Buying a home for the first time is often exciting, scary, and overwhelming all at the same time. When you’re ready to move on from your starter home, you will be familiar with the home buying process, but there are still a few things you might want to co

Jan 21, 2022 | Purchasing a Home

5 Questions Unmarried Couples Should Ask before Buying a Home

5 Questions Unmarried Couples Should Ask before Buying a Home

Roughly 9% of all U.S. homebuyers in 2020 were unmarried couples. If you and your partner are considering a house purchase before tying the knot, there are some important questions you should ask yourself to see if it makes sense.How does the law see our

Jan 19, 2022 | Purchasing a Home

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