Cole Phillips

NMLS # 2304798

864-915-9603

colephillips@dhlmortgage.com

Cole Phillips Mortgage Loan Originator

Blog

How to Protect Your Information When Applying for a Mortgage Online

How to Protect Your Information When Applying for a Mortgage Online

Applying for a mortgage these days can be done with the touch of a button. However, even though the internet makes things extremely convenient, it can also create some challenges, namely the security of your personal information. When you apply for a mort

Jun 16, 2021 |

How to Avoid Delays in Your Home Buying Process

How to Avoid Delays in Your Home Buying Process

In today’s hot seller’s market, it may be difficult to find and buy a home as quickly as you would like. As of February 2021, the average mortgage loan took 53 days to complete from start to finish. If you add in time for property search and making offers

Jun 09, 2021 |

Can I a Buy a Home with Bad Credit?

Can I a Buy a Home with Bad Credit?

Mortgage interest rates are at record lows and it could be a really good time to get into the housing market. Of course, to get a mortgage loan for a home purchase lenders will look at your credit score. If you’re scared of what they’ll find when they che

Jun 02, 2021 |

How to Refinance After a Mortgage Forbearance

How to Refinance After a Mortgage Forbearance

Even though the COVID-19 pandemic is waning in the U.S., millions of Americans continue to suffer financially from the effects. In fact, 2.3 million homeowners are still in mortgage forbearance plans, according to the Mortgage Bankers Association. Hopeful

May 26, 2021 | Refinancing a Home

Should I Stay with my Current Lender when I Refinance?

Should I Stay with my Current Lender when I Refinance?

Even though they have been inching up, mortgage interest rates still remain near historic lows, making it an excellent time to refinance. If you want to take advantage of these rock-bottom rates or if you want to pull money out of your equity, the first s

May 19, 2021 | Refinancing a Home

What is the Best Way to Pay for Home Renovations?

What is the Best Way to Pay for Home Renovations?

With the housing market red hot these days thanks to low interest rates and limited inventory, many homebuyers are considering properties that need some work just to be able to afford a home. And some homeowners who would prefer to trade up are instead tu

May 05, 2021 |

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