Since buying a home is one of the biggest financial investments most people ever make, if you're are not careful, you can get in over your head. This can result in a status of being “house poor,” or spending way more on housing costs than you can afford.
Dec 20, 2022 | Refinancing a Home
If you’re thinking of buying a house or refinancing your mortgage, you have many options. The mortgage process can feel overwhelming when you first get started, but once you understand the process, it’s quite simple. Here’s a quick breakdown of how the pr
Dec 15, 2022 | Simple Mortgages
According to a recent report from Redfin, as of October 2022, in order to afford a “typical home” with the median monthly mortgage payment of $2,682, a buyer would need to earn at least $107,281 to be able to afford the loan. While prices may have slowed
Dec 13, 2022 | Purchasing a Home
If you’ve ever applied for a mortgage and had your credit pulled, you’ve likely received multiple calls from unknown numbers shortly after. Different companies are likely trying to sell you credit and insurance products. It could also be other mortgage
Dec 07, 2022 |
If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, sellers will take you more seriously if they see you alre
Dec 06, 2022 | Purchasing a Home
If you’re a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you’re in good company. Many of your peers are also pursuing their dream of owning a home. The
Dec 01, 2022 |