When you buy a home or refinance your mortgage, you should expect to pay closing costs. What are these fees and what is it you are paying for? Closing Costs Defined Closing costs are charges for basically all the services it takes to put together a mortga
Mar 14, 2023 | Purchasing a Home
Inflation rates in the U.S. rose to unusually high levels over the past few years. While the Federal Reserve is making headway on bringing rates down, it can still feel like your buying power is being quickly eroded. High interest rates may have scared yo
Mar 07, 2023 | Purchasing a Home
The U.S. real estate market has had an extremely low inventory of available homes over the past two years thanks to enormous demand. That has resulted in longer home searches for potential buyers. The National Association of Realtors recently reported tha
Feb 28, 2023 | Purchasing a Home
FHA Annual Mortgage Insurance Premium Improves! A few things you should know about it: Exciting news was announced on Wednesday February 22, 2023. FHA annual mortgage insurance premium improves by 30 basis points! The premium will be reduced from 85% to 5
Feb 27, 2023 | FHA Loans
Are you one of the more than 16 million veterans and 1.3 million active-duty military members in the United States today? If so, you are likely eligible for a VA loan. Here are the facts you need to know about these helpful mortgages. VA Loans Are Guaran
Feb 07, 2023 | VA Loans
Having a place to escape to when they take time off is a dream for many people. There are plenty of options out there for finding a consistent vacation spot. Two of the most popular are buying a vacation home or buying into a timeshare group. The one that
Jan 31, 2023 | Purchasing a Home